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0% Balance Transfer for 6 Months Credit Cards

Banks and credit lenders offer credit card holders low introductory interest rates on balances transferred from existing credit cards and store cards onto a new credit card for as long as 6 months. Essentially, this offers you breathing space to pay off your balance in full while your repayments are much smaller. Unless you plan to transfer your credit card balance from one card to another every time the intro rate expires, you should review the interest rate at which new purchases will be charged. Also, you should also be on the look out for the balance transfer card with the most competitively low annual fee.

Name Purchase Rate (p.a.) Balance Transfer Annual Fee  
RATE (p.a.) PERIOD Apply
Editor's Choice
BP-Citibank Credit Card
BP-Citibank Credit Card
Save on petrol with 10% cash back on BP petrol.
20.89% 0% 6 months $89

our review

Editor's Choice
ANZ Platinum Credit Card
ANZ Platinum Credit Card
ANZ Platinum concierge service, overseas travel & medical insurance, ANZ car rental cover & more.
0% 0% 6 months $0

our review

HSBC Platinum Credit Card
HSBC Platinum Credit Card
Platinum card with cheap 6 month balance transfer and $0 annual fee for the 1st year.
19.99% 0% 6 months $0

our review

St.George Amplify Credit Card
St.George Amplify Credit Card
Earn Ampify points or Qantas Frequent Flyer points. Points are not capped.
18.74% 0.99% 6 months $79

our review

HSBC Credit Card
HSBC Credit Card
Cheap 6 month balance transfer offer with no annual fee for life.
17.99% 0% 6 months $0

our review

Bank of Melbourne Amplify Credit Card
Bank of Melbourne Amplify Credit Card
Earn Ampify points or Qantas Frequent Flyer points. Points are not capped.
18.74% 0.99% 6 months $79

our review

Jetstar MasterCard
Jetstar MasterCard
$1 = 1 cent in Jetstar Dollars.
11.99% 0% 6 months $49

our review

Jetstar Platinum MasterCard
Jetstar Platinum MasterCard
$1 spent = 2 cents in Jetstar Dollars.
19.24% 0% 6 months $149

our review

Macquarie Visa Gold Credit Card
Macquarie Visa Gold Credit Card
Earn 1 reward point per $1 spent. Use points to fly with major international airlines.
20.70% 0% 6 months $100

our review

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Money Choices

Make sure you can say 'Yes' so that your application gets approved:

  • You are at least 18 years old
  • Your income is
  • You are a resident or citizen of Australia
  • You have your personal details ready to complete the online application
Yes Click Yes to apply online securely with the bank
Go Back If no, choose another credit card

The minimum criteria pointers are intended only to be a guide. Your application may still be rejected by the bank even if you can answer \'Yes\' to all the minimum criteria. The final decision regarding your application is up to the bank.

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