Compare The Best Balance Transfer Credit Cards

A balance transfer credit card allows you to move your existing credit card balance from one card over to another card, usually with a different bank, allowing you to take advantage of 0% interest rates on the balance transfer amount for a period of up to 12 months. To get the most out of a balance transfer card you should look for the lowest possible balance transfer rate combined with low annual fees, all of which means you can pay back your debt faster.

Name	Annual Fee	Balance Transfer Rate	Balance Transfer Rate Period	Purchase Rate
Woolworths Everyday Money Credit Card $1 Spent = 3 Reward Points. No annual fee for 1st year.	$0	0% p.a.	6 months	19.49% p.a.
Commonwealth Bank Low Rate Card Low Interest Rate.	$78	5.99%	5 months	13.24% p.a.
ANZ Gold Visa Card Overseas Travel and Medical Insurance	$87	7.99% p.a.	6 months	18.99% p.a.
ANZ First Visa Card No Annual Fee for 1st Year.	$0	7.99% p.a.	6 months	18.99% p.a.
ANZ Balance Visa Card Choose Balance Transfer for 6 months or 12 months	$79	0% p.a.	6 months	14.24% p.a.
Citibank Clear Card No Frills Low Interest Rate Card	$65	0% p.a.	6 months	11.99% p.a.
Citibank Silver Card Free Purchase Cover Insurance	$89	2.9% p.a.	12 months	20.74% p.a.
HSBC Gold Credit Card Complimentary travel insurance & Rewards	$89	0% .p.a.	6 months	19.50% p.a.
St George Vertigo MasterCard Cannex 5 star rated credit card	$55	2.99% p.a.	6 months	12.49% p.a.
Citibank Business Card 5,000 Bonus Rewards Points	$74	2.9% p.a.	9 months	20.99% p.a.
ANZ Low Rate MasterCard 60 Second Response to your Application.	$58	0% p.a.	6 months	13.24% p.a.
Citibank Gold Card $1 Spent = 1 Reward Point	$149	1.9% p.a.	12 months	20.74% p.a.
Suncorp Gold Card Earn 2 Qantas Frequent Flyer points for every $3 spent	$99	1.9% p.a.	12 months	19.75% p.a.
HSBC Credit Card No Annual Fee for Life. Get $50 cash back.	$0	0% p.a.	6 months	16.99% p.a.
Citibank Clear Platinum Credit Card Platinum Card Rewards. Low Interest Rate & Balance Transfer.	$49	0% p.a.	6 months	11.49% p.a.
CUA Gold Rewards MasterCard Credit Card Earn Shopping Rewards Points	$85	2.9% p.a.	9 months	19.24% p.a.
IMB Gold Rewards MasterCard Earn 1 Rewards Point per $1 spent	$99	2.9% p.a.	9 months	19.24% p.a.
Suncorp Clear Options Standard Card Balance transfer for 12 months	$39	1.9% p.a.	12 months	12.24% p.a.
Suncorp Plus Credit Card Complimentary Rewards Program	$63	1.9% p.a.	12 months	19.99% p.a.
Westpac Altitude Credit Card No points capping or expiry	$100	3.99% p.a.	6 months	19.64% p.a.
Westpac Altitude Platinum Credit Card 3 Altitude Points per $1 Spent	$295	3.99% p.a.	6 months	19.64% p.a.
Westpac Earth Credit Card Earn 1 Qantas Frequent Flyer Point per $1 Spent	$75	0.99% p.a.	6 months	19.64% p.a.
Westpac Earth Gold Credit Card $1 = 1 Qantas Frequent Flyer Point (Amex)	$125	0.99% p.a.	6 months	19.64% p.a.
Westpac Earth Platinum Credit Card $1 = 1.5 Qantas Frequent Flyer Points (Amex)	$250	0.99% p.a.	6 months	19.64% p.a.
Singapore Airlines Westpac Gold Card Receive 5,000 KrisFlyer Miles	$75	0.99% p.a.	6 months	19.24% p.a.

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Compare The Best Balance Transfer Credit Cards

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