| Name | Purchase Rate (p.a.) | Balance Transfer | Annual Fee | ||||
|---|---|---|---|---|---|---|---|
| RATE (p.a.) | PERIOD | Apply | |||||
|
Editor's Choice
|
Citibank Clear Platinum Credit Card
Affordable platinum card with low interest on purchases & cheap balance transfers for 12 months. |
11.99% | 2.9% | 12 months | $49 | ||
|
Bank of Melbourne Vertigo MasterCard
Very low interest rate on balance tranfers, low annual fee & low ongoing rate on purchases. |
13.24% | 0.99% | 12 months | $55 | ||
|
BankSA Vertigo Credit Card
Cannex 5 star credit card with cheap balance transfer for 12 months. |
13.24% | 0.99% | 12 months | $55 | ||
|
Bankwest Breeze MasterCard
Cheap credit card for making purchases. |
10.99% | 4.99% | 12 months | $69 | ||
|
NAB Gold Credit Card
Earn FlyBuys points. Overseas travel insurance, purchase protection & extended warranty insurance. |
19.74% | 1.00% | 12 months | $90 | ||
|
Bankwest Breeze Gold MasterCard
Low interst gold level credit card offer. |
10.99% | 4.99% | 12 months | $99 | ||
|
Bankwest Breeze Platinum MasterCard
Complimentary travel insurance. Low purchase interest rate. |
10.99% | 4.99% | 12 months | $130 | ||
|
Aussie MasterCard
Low interest rate on both balance transfers & purchases for 12 months. |
9.99% | 2.99% | 12 months | $49 | ||
|
Bank of Melbourne Gold Low Rate Credit Card
Gold rewards. Very low interest rate on balance tranfers, low annual fee. |
15.99% | 1.99% | 9 months | $79 | ||
Compare The Best Balance Transfer For 12 Months Credit Cards
Moving your balance from a credit card with a high interest rate and don’t know which card to choose? Compare the best balance transfer credit cards on the Australian market that offer 12 months at a low introductory rate. You can use the 12 months to get serious about paying off your balance in full while your minimum monthly repayments are much lower than what you currently be paying. Also, you should review and compare the cards for the lowest annual fee and ongoing interest rate.
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Money Choices
Make sure you can say 'Yes' so that your application gets approved:
- You are at least 18 years old
- Your income is
- You are a resident or citizen of Australia
- You have your personal details ready to complete the online application
Yes
Click Yes to apply online securely with the bank
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If no, choose another credit card
The minimum criteria pointers are intended only to be a guide. Your application may still be rejected by the bank even if you can answer \'Yes\' to all the minimum criteria. The final decision regarding your application is up to the bank.
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It can take years to pay off a credit card if you only pay the minimum repayment.