Bankwest Breeze Gold MasterCard

The Bankwest Breeze Gold credit card has one of the lowest purchase rates of any MasterCard in Australia. It also comes with comprehensive purchase protection cover for additional peace of mind. If you’re looking to for a cheap credit card, and are fed up with paying through the roof in interest charges, then read on.

Benefit of the Card’s Best Features?

Simply put, the Breeze Gold MasterCard is cheap! The purchase rate is an impressively low 10.99% p.a.. There’s also the option to transfer balances and take advantage of a low interest rate of just 4.99% p.a. for 9 months, ideal if you want to take advantage of the low purchase rate but have already accumulated debt on another credit card.

This card also comes with fantastic purchase protection to give you peace of mind. Cardholders can take advantage of three months free protection against, theft, loss or accidental damage on any item purchased using the Gold MasterCard. Bankwest also offer up to 12 months extra warranty on all purchases.

Are There Any Drawbacks?

Unfortunately, the Bankwest Breeze Gold MasterCard isn’t part of a rewards program, which may put off those of you who are looking to save money on travel costs, or simply want to be rewarded for spending.

Furthermore, while there is no annual fee for the first year, you may be charged a fee in the following years based on your annual spend.

Who Would be Suited?

This account would suit anyone looking for a low-cost credit card. If you spend regularly on credit, and can justify the $89 p.a. annual management fee, then this is the one for you. The MasterCard would also be ideal if you are looking to transfer debt from an old credit card and want to lower your interest charges.

Who is Eligible?

In order to take advantage of the Breeze Gold Mastercard, you’ll need to be over the age of 18 and have a good credit rating.

Conclusion

The Bankwest Breeze Gold MasterCard is a must-have for anyone who wants a low-cost account that doesn’t cost an arm and a leg to maintain. With top-end purchase protection and extended warranty cover, it offers the best of both worlds. So if you’re fed up with paying extortionate amounts on purchase interest charges, then switch across now!