Top 10 American Express Insurance Benefits
American Express is well known for offering world-class service and generous rewards, but some of their most valuable benefits are those which are most overlooked… the insurance. As an Australian you are quite lucky, because the insurance offered on Australian AmEx cards is much better than what you find on the U.S. versions. Let’s take [...]
The Balance Transfer Checklist
Whether you’re thinking about consolidating your debt or taking advantage of a no interest promotion by transferring balances to one credit card, knowing how to successfully complete a transfer is important. You may think that you can simply request a transfer and not worry about your old credit card balance in the meantime, but this [...]
One “Fine” Day: Why Your $86 Parking Ticket Isn’t So Bad
What’s the last fine or penalty notice you received? Whatever it was, just thinking about it undoubtedly makes your blood boil. “Nein Nein Nein!” you’re probably muttering yourself whilst shaking your fist at the computer screen and hating on that parking inspector or speeding infringement letter. We all hate coughing up cash unnecessarily, but the [...]
99 Essential Money Saving Tips
Who doesn’t want to save a bit of money? No matter how much you have, there is always something more you can do with your cash. So you might as well make the most of what you’ve got, right? Here are 99 ways you can stretch your buck and make it last!
Planning & Setting Goals: The Keys to Financial Security
Image: Todd Ehlers A large part of the financial planning process is setting realistic financial goals that are attainable. Once the goals have been decided upon, a robust plan needs to be created to help implement the goals. Sometimes this requires making some strict changes in spending habits in order to meet savings goals for [...]
Only Half of Aussies Have Life Insurance
Image source: Tworm Life insurance in today’s world is a very different concept than it was a few decades ago. Traditionally families had a sole provider which dictated how much life insurance could be acquired. However as society has changed there have been significant changes to families and their structures, most importantly the number of [...]
Can Money Buy Happiness?
A recent study has shown that money can actually buy you happiness – that is, up to a point. In Tuesday’s edition of Proceedings of National Academy of Sciences US researchers report that people’s emotional well-being (i.e. happiness) increases along with their income up to $US75,000 (roughly $AU82,000). Angus Deaton, an economist at the Centre [...]
High Interest Savings Accounts are Heating Up
With the arrival of Richard Branson into Australia today comes the launch of a market-leading high interest savings account named the Virgin Saver. Granted, this high interest rate only lasts for 4 months after which it reverts to 5.35% which is well behind the UBank Usaver. Plus there’s the launch of two new Virgin credit [...]
Book Review: How An Economy Grows And Why It Crashes
‘How an Economy Grows and Why It Crashes’ by Peter D. Schiff and his brother Andrew J. Schiff is a book that I thoroughly enjoyed reading. I read it while driving to the snow at Perisher (south of Sydney). To be honest, it was a great way to kill a few of the 8 long [...]