Balance transfer credit cards are being talked about more and more online. So much in fact that many consumers are making the wrong decision to apply for them. Don’t get me wrong, I love the idea of this option. However, I also know that there is no such thing as a one size fits all [...]
As a mum of three kids, an entrepreneur and a wife, I have operated on a budget for quite some time and am constantly revamping my way or organising our lives on paper. My limited knowledge of spreadsheets meant having one column that listed all of our family expenses with a total at the bottom. [...]
Most university students live a day to day existence financially, assuming they will have money once they graduate and get a â€śreal job.â€ť If you want to set yourself up to be ahead of the game financially, there are some basic steps you can take before entering the real world.
David Bakke lives in Atlanta with his five-year-old son. He shares his best tips for money management and frugal living onÂ Money Crashers Personal Finance. As a single father of a young son, I worry about how to properly teach wise saving and spending habits to my child. When I was growing up, this was easier [...]
American Express is well known for offering world-class service and generous rewards, but some of their most valuable benefits are those which are most overlookedâ€¦ the insurance. As an Australian you are quite lucky, because the insurance offered on Australian AmEx cards is much better than what you find on the U.S. versions. Letâ€™s take [...]
Whether you’re thinking about consolidating your debt or taking advantage of a no interest promotion by transferring balances to one credit card, knowing how to successfully complete a transfer is important. You may think that you can simply request a transfer and not worry about your old credit card balance in the meantime, but this [...]
Whatâ€™s the last fine or penalty notice you received? Whatever it was, just thinking about it undoubtedly makes your blood boil. â€śNein Nein Nein!â€ť youâ€™re probably muttering yourself whilst shaking your fist at the computer screen and hating on that parking inspector or speeding infringement letter. We all hate coughing up cash unnecessarily, but the [...]
Who doesnâ€™t want to save a bit of money? No matter how much you have, there is always something more you can do with your cash. So you might as well make the most of what youâ€™ve got, right? Here are 99 ways you can stretch your buck and make it last!
Image: Todd Ehlers A large part of the financial planning process is setting realistic financial goals that are attainable. Once the goals have been decided upon, a robust plan needs to be created to help implement the goals. Sometimes this requires making some strict changes in spending habits in order to meet savings goals for [...]