Money Hacker Australia's Personal Finance Blog
Everyone is looking for ways to cut back on the budget. That’s the smart way to go, but it doesn’t mean you have to cut back on the quality of life as well. There are plenty of ways to live well without busting your budget.
Here are some ideas of things you could consider cutting out to lead a more frugal life while still enjoying yourself.
As a mum of three kids, an entrepreneur and a wife, I have operated on a budget for quite some time and am constantly revamping my way or organising our lives on paper. My limited knowledge of spreadsheets meant having one column that listed all of our family expenses with a total at the bottom. I had no idea you could find these templates on the web that will allow you to input your numbers and track your data without writing one formula or spending one minute trying to format the size of everything to fit nicely in your screen shot. You can find free spreadsheets for just about any need on the web.
With the help of technology, getting the word out about your product or service has never been easier or cheaper! Between YouTube, Vimeo, Facebook, Twitter, personal websites and email marketing, you can inform potential customers about a promotion, invite them to an event, and persuade them to contact their circles of influence all with the click of a button on your computer.
Despite the rapid movement of information and ease with which we can all reach our target markets, nothing, however, takes the place of good ole fashion networking! A face-to-face conversation will never be outdone by fancy graphics or a hundred “likes!”
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Purchasing a domain with a ‘.com, .biz, .net, .info, or .org’ doesn’t come with any restrictions. They are considered “policy free” and anyone can purchase one. Websites like www.godaddy.com are commonly used to search for an available domain name. You can pay to own it for a few years up front and even receive assistance and guidance about hosting your website.
Australians are buying more and more goods through online shopping, with 2011 purchases exceeding $13 billion. Variety of goods available and ease of purchasing are the two largest reasons this has become a viable option for many people. Also, you can shop 24/7 from all of your electronic devices from laptops to iPads and even mobile phones! When considering the best way to pay for online purchases, you have several options.
The power of the written word is very much alive in business today. While new graduates of universities may be lacking in ideal communication abilities, the vast majority of people are still swayed by persuasive and informative writing. A well-maintained business blog can be the difference between a million dollar business and a lost investment.
Finding out that your wallet has been stolen with all of your credit cards inside can be very scary. In this day and age of credit card fraud horror stories, taking action quickly upon discovering your cards are missing is the key to saving yourself a lot of trouble down the road.
When the word productivity is discussed in relation to Australia’s economy, most people think of regulatory issues, manufacturing, mining, infrastructure, and opening up ports as a way to increase productivity and drive up the standard of living. An often overlooked platform for economical growth is technology. Many experts are worried that Australia is being left behind other first world nations because of its lack of investment in technology and pursuit of technological advancements.
A fantasy get away does not just have to be a place in your dreams anymore. From South Africa to Chicago, we have spotlighted some of the world’s fanciest hotels.
A good friend of mine is a chartered accountant, he’s a young guy, 24, but he’s so knowledgeable about finances, saving, investing and just the whole money industry. He recently sorted out my tax return for me. We got together and he did all the lodging and technical stuff while I told him whatever he needed to know and let him access all my accounts etc.
While I was happy enough to let him look at whatever he needed, he kept asking “is this okay, are you comfortable for me to look at your accounts?” and my response was always “whatever man, check what you need to check – it’s all good.”
After we got it all sorted, I asked why he kept asking these questions and he just said, “Well a lot of people aren’t always comfortable to talk about their money.”
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Subscribe todayMoney Hacker is a fresh Australian money and lifestyle blog dedicated to sharing great personal finance tips along with some oddities & curiosities from both the financial world found on our meanderings through the vast workings of the web. We hope you enjoy the read!