Citibank offer Australian rewards cardholders one of the best benefit programs in the country. You can earn anything from discounts on fine wine chauffeur driven transfers to and from the airport. Citibank’s rewards program also offer frequent flyer points, free travel insurance, purchase cover and a handy 24/7 personal concierge service.
While the range of perks is very attractive, potential applicants should know that the annual fee and interest rates are typically higher than standard credit cards. If you don’t pay off your balance in full each month then the interest charged may cancel out the value of the rewards you’ve accrued. Applicants should be at least 18 years old with a good credit rating and a higher than average income (i.e. more than $35,000 annual income). You don’t need to be an existing Citibank customer to apply for any of their reward credit cards.
| Image | Name | Annual Fee | Purchase Rate | Reward Points | Apply |
|---|---|---|---|---|---|
 |
Citibank Clear Card
No Frills Low Interest Rate Card |
$65 | 11.99% p.a. | - | |
 |
Citibank Silver Card
Free Purchase Cover Insurance |
$89 | 20.74% p.a. | Optional Qantas Frequent Flyer Points | |
 |
BP-Citibank Credit Card
Save on Petrol. Cash Back Credit Card |
$79 | 20.89% p.a. | - | |
 |
Citibank Gold Card
$1 Spent = 1 Reward Point |
$149 | 20.74% p.a. | 1 point per $1 spent | |
 |
Citibank Business Card
5,000 Bonus Rewards Points |
$74 | 20.99% p.a. | 1.25 points per $1 spent | |
 |
Citi Select Credit Card
Citibank's exclusive rewards credit card |
$700 | 20.74% | 2 Citi Rewards points per $1 spent |