ANZ Rewards Platinum Credit Card

If you are looking for a rewards credit card, then look no further than the ANZ Rewards Platinum credit card. The account comes with a Visa, and an American Express card, allowing you the freedom to collect reward points at retailers and service providers around the globe. What’s more, there’s no cap on the amount of points you earn! If you use your current credit card on a regular basis, then consider switching too the ANZ Reward Platinum, where you get paid for shopping!

The Card’s Best Features

The ANZ Rewards Platinum credit card is ultra flexible – Unlike other reward cards on the market that place limits and restrictions when you redeem your points, the ANZ Platinum card allows you to use your points on a wide array of products and services.

As there are two cards linked to the one account, so there are two different earn rates. Purchases made using the American Express card are rewarded with 3 points per $1 while the Visa card has an earn rate of 1.5 points per $1 spent. If you can pay with your Amex, you’ll earn more points twice as fast.

Unlike many cards linked with airline rewards programs, the ANZ Rewards Platinum card allows its members to redeem their points to travel on any available seat, on any flight, with all major airlines, to any destination in the world. This is perfect for jet-setters or anyone looking to grab a flight in a hurry. You can even combine points with cash, if you haven’t got enough to cover the flight.

Not only do you get access to ANZ’s excellent rewards scheme, but you also get a host of other benefits, only available to platinum cardholders including comprehensive overseas travel and medical insurance. The account also comes with free car rental cover – ideal if you love to travel.

The card also comes with 90 day purchase security insurance, protecting you against theft, loss or damage on any item you purchase using the credit card. ANZ also offer an extended warranty on all items, adding up to an additional 12 months on top of the manufacturer’s standard warranty.

Currently, the ANZ Rewards Platinum balance transfer offer is – for -. When you consider that most cards charge around 17-20% for purchases that haven’t been paid within the interest free grace period, you can easily save a lot of money and get out of debt.

Are There Any Drawbacks?

Like most reward cards on the market, one of the main downsides is that there is no introductory period in terms of interest rates on purchases. There is an interest free period of up to 55 days, but this is providing that you pay off your balance in full at the end of each month. Aside from that, the Rewards Platinum account is great value for money, especially when you consider the additional insurance protection.

Who Would be Suited?

ANZ’s Rewards Platinum account is best suited to those of you who use credit cards on a regular basis and can justify the comparatively low $149 p.a. annual management fee. It’s also perfect for frequent flyers that not only want to redeem points for free flights, but also want to take advantage of the free insurance protection. Additionally, as points can be redeemed for flights with a range of airlines, this suits the traveller who wants the flexibility of choosing who to fly with.

Who is Eligible?

If you want to be the proud owner of an ANZ Rewards Platinum credit card then you’ll need to be earning $50,000 or more and be over the age of 18.

Conclusion

With the option to add up to 9 cardholders, free of charge, it’s only a matter of time before you’re flying away on holiday or cashing in your points at the shops, complimentary of ANZ. If you currently own a credit card, and aren’t being rewarded for spending, then consider switching now – not only does the ANZ Rewards Platinum card allow you to collect points on all purchases, but you can redeem them on a whole host of different products and services.