Bankwest Breeze Platinum MasterCard

If you’re looking for a credit card with a low purchase rate, then look no further than the Bankwest Breeze Platinum MasterCard. Not only is it one of the cheapest MasterCards available in Australia, but it also comes with a range of top benefits to satisfy the most demanding of customers.

Benefit of the Card’s Best Features?

The Bankwest Breeze Platinum MasterCard boasts an extremely low purchase rate of just 10.99% p.a.! It is also ideal if you’re looking to consolidate outstanding balances from other credit cards by taking advantage of the low 4.99% p.a. interest rate offered on balance transfers for a period of 9 months.

Aside from the low purchase rate, the card comes with some fantastic features including comprehensive purchase protection. Enjoy peace of mind with complimentary protection against the theft, loss or damage of any items purchased using your credit card for a period of 3 months after purchase. There’s also extended warranty cover of up to 12 months above what the manufacture offers.

The Bankwest Lite Platinum credit card also comes with an exclusive 24/7 concierge hotline to help you arrange travel, entertainment experiences and shopping – perfect for anyone who’s on the go and wants world class advice at the click of a button.

Are There Any Drawbacks?

There is a small $99 p.a. annual fee for the first year, and Bankwest may continue to charge you an annual fee in subsequent years if you haven’t spent enough on the card. This card’s balance transfer offer, whilst most likely cheaper than the standard rate of interest you are currently paying with your existing card, is not the cheapest available on the market.

Who Would be Suited?

The Bankwest Breeze Platinum card would suit those of you who want to save money on interest charges. With such a low purchase rate, this card could save you a fortune if you already paying through the roof on your current card.

Who is Eligible?

In order to be eligible you’ll need to be over the age of 18 and have a good credit rating. The credit limit will vary be based on your personal circumstances.

Conclusion

If you’re already paying high interest charges on your current credit card, then consider switching across to Bankwest’s Breeze Platinum MasterCard. With an extremely low purchase rate, it is a must-have account for anyone who wants to mix benefits with cost savings, and doesn’t want to pay through the roof for the privilege of owning a Platinum card.