Earn even more Q Rewards points for every $1 spent on the Bank of Queensland Platinum Visa Credit Card and get your rewards faster! You’ll enjoy the flexibility of choosing your airline and a host of bonus security and convenience features.

Benefit of the Card’s Best Features?

The $99 p.a. annual fee, definitely on the higher end, isn’t too outrageous when you consider the rewards and benefits you get with the card.

The Q Rewards program gives you great points earning potential (even better than the Gold card) and great flexibility in how you redeem your points. None of us like to earn a stack of points only to discover that we are limited to using them on things we don’t really want or need! So getting to choose the airline you redeem your points with is a very handy feature. Additionally, if you’re not a traveller you can use points on shopping vouchers. Participating stores include Bunnings, Myer, David Jones, Hoyts & Village Cinemas and more.
As well as benefiting from a fantastic Rewards Program, the cardholder can enjoy International Travel Insurance for everything from medical emergencies to lost luggage or missed flights, higher levels of Purchase Cover Insurance which covers you against loss, theft or damage of purchased items for three months, Extended Warranty on purchases made up to one year and priority 24-hour customer service on a dedicated Platinum Visa card enquiries line. Finally, you’ll receive the fairly standard 55 day interest free period with this card.

Are There Any Drawbacks?

The 20.74% p.a. purchase and 21.74% p.a. cash advance rates on this card aren’t great but if you make your monthly repayments on time this won’t be an issue and will leave you simply able to enjoy the benefits of the card. There is also a $1000 daily cash advance limit through ATMs.

Who Would be Suited?

The Q Rewards program is one of the best out there. Why? Because the points you earn per dollar are great and never expire meaning you don’t have to rush a purchase you don’t really want or keep track of points you could be losing. The flexibility of being able to redeem accrued points with multiple airlines, or alternatively to be able to spend rewards on shopping vouchers at stores you’re actually likely to use is also a draw.

In a nutshell, the Bank of Queensland Platinum Visa credit card is a first-rate card with plenty of benefits. The mid to higher income earner can earn some excellent points whilst enjoying the security and added convenience features the card has to offer. Definitely worth your consideration.