Two for the price of one – the Singapore Airlines Westpac Gold card offers accountholders, not one but two ways to accumulate reward points. It comes with an American Express card and a Visa card, both allowing you to rack up the points every time you make a purchase. Aside from the rewards scheme, the account comes with a range of complimentary insurance cover including overseas travel insurance. If you love to travel, or are a frequent flyer with Singapore Airlines, then this is the account for you.

Benefit of the Card’s Best Features?

The Singapore Airlines Westpac Gold card is a must-have for anyone who wants to be rewarded for spending with KrisFlyer miles. Westpac offer 1 KrisFlyer mile for every $1 spent using the American Express version and 0.5 miles when using the Visa. Points can be collected every time you make a purchase, regardless of where you are in the world. There are also opportunities to earn double points if you purchase airline tickets with Singapore Air using your card. Westpac also offer a generous, 5,000 bonus KrisFlyer miles when you first make a purchase with one of the cards.

Another top feature of the card is its range of free insurance policies. If you sign up today, you’ll receive complimentary travel insurance cover that covers yourself and your immediate family for up to 3 months on overseas travel (when you travel on a ticket purchased with your card). Complimentary transit accident insurance also comes as standard – giving you total peace of mind that you are fully protected should the worst happen.

Westpac also offer free purchase security insurance to all Gold card members, which means you are fully covered should an item you purchase get damaged, stolen or lost up to the value of $125,000! There’s also complimentary extended warranty cover of up to 12 months on all new items purchased using your Singapore Airlines Gold card.

Are There Any Drawbacks?

The purchase rate isn’t the best in the business – 19.49% p.a. – which may put off some, but do remember that there is a 44 day interest free period on all purchases. Like most rewards cards, there is an annual fee – in this case $125 p.a..

Who Would be Suited?

The card is perfect for anyone who loves to travel, especially with Singapore Airlines, or finds themselves constantly flying. Obviously this card caters mostly to frequent flyers who prefer Singapore Airlines, but the insurance cover is useful regardless of who you travel with.

Who is Eligible?

If you want to fly for free or get an upgraded seat, courtesy of this card, then you’ll need to be earning at least $50,000 per annum and of course, be 18 or older. You will also need a good credit history and be an Australian resident or citizen.

Conclusion

The Singapore Airlines Gold credit card from Westpac is a must-have for anyone who wants to earn KrisFlyer miles simply for spending. And with 0.99% p.a. interest on all balance transfers for the first 6 months, you could end up saving money on interest charges whilst taking advantage of the rewards scheme at the same time! If you use credit cards on a regular basis, and can justify the annual fee of $125 p.a. then sign up now. The application form can be completed online and it only takes a matter of minutes, so apply today!