The St.George Amplify card is one the most versatile reward credit cards on the market. Cardholders get access to not one, but two reward programs, allowing you to redeem reward points on anything from kitchen appliances to flights! With a fairly impressive purchase rate of 18.74% p.a., the St.George Amplify credit card is a fantastic all-rounder.

Benefit of the Card’s Best Features?

The Amplify card is linked to two rewards schemes, Qantas Frequent Flyer and Amplify. If you opt for the QFF program, you’ll receive 1 Qantas Frequent Flyer point for every $1 spent. These points can then be redeemed for free flights, and you can also redeem points for flight upgrades or over 1,000 products, experiences and vouchers from the Qantas Frequent Flyer online store.

If this doesn’t appeal then consider the Amplify rewards program where you’ll earn 1 Amplify point for every $1 spent. Points can then be redeemed for a wide range of products from vouchers to appliances, you can also use the points with Virgin, Malaysia Airlines and Singapore Airlines in exchange for free flights! St.George also offer opportunity’s to earn additional bonus reward points by shopping with selected partners.

Aside from the loyalty programs, the Amplify card comes with a competitive (for a rewards card) purchase rate of 18.74% p.a.. St George also offer 55 days interest free on all purchases so long as you pay of the closing balance at the end of the month. Lastly, those of you interested in switching to a cheap card to reduce your interest repayments will be glad to hear of its 0.99% p.a. for 6 months balance transfer offer.

Are There Any Drawbacks?

If you are expecting additional benefits such as purchase protection or extended warranty cover, think again. The Amplify account is purely designed as a low-cost rewards card, which means you won’t get access to premium benefits that come with more expensive credit cards. It has a $79 p.a. annual fee that will negate the value of your rewards somewhat, but this is standard with any rewards card and the fee itself is actually very competitive across the market.

Who Would be Suited?

St.George’s Amplify credit card would suit anyone looking to save money, and get rewarded for shopping. With a low annual management fee of only $79 p.a., the Amplify account is perfect, regardless of whether you spend regularly on credit or do so on the odd occasion.

Who is Eligible?

If you are 18 years or older, and have a regular income then you’re in luck. Credit limits will vary depending on your financial circumstances and your credit history.

Conclusion

With the ability to add extra cardholders, at no extra charge, it’s only a matter of time before you have accumulate enough reward points to treat yourself to an all expenses paid holiday away. If you want to benefit from a rewards credit card without having to pay the associated fees then look no further, because with a low purchase rate, cheap annual management fee and attractive 0.99% p.a. on balance transfers, the St George Amplify credit card is a must-have. Apply today to get yours!