Do you want the prestige of owning a platinum level credit card without the associated costs? Then you’re in luck, because the St.George Platinum card comes with all the benefits you would expect from a platinum card, but with a low annual management fee, and an even lower purchase rate! If this has captured your attention then read on to find out more about this low-cost credit card.

Benefit of the Card’s Best Features?

At just $89 p.a. per annum, the St.George Platinum credit card is one of the cheapest platinum accounts on the market. Not only is the management fee low, but the interest rates are too – enjoy 15.99% p.a. on all purchases with an additional 55 day interest free period.

With such low fee’s you would expect it to lack benefits, well think again! St.George have rammed the card full of top-class features including complimentary overseas travel insurance, transit accident insurance and domestic flight inconvenience cover for you and your family when travelling on tickets purchased with your card.

This card also comes with a host of insurance covers to protect cardholders financially including purchase cover insurance that provides 3 months of cover against the loss, damage or theft on all purchases made using the card. You’ll also benefit from extended warranty insurance, which adds an additional 12 months onto of the manufacturers expressed warranty. And that’s not all! St.George also offer a price guarantee which means that you can claim the difference back if you find an item cheaper within 21 days of purchase.

You can add up to 3 additional cardholders at no extra cost, and all cardholders get access to Visa’s world-class Platinum Concierge service. Card security is also fantastic with 24/7 Falcon Fraud monitoring and Visa’s Verified technology to give all cardholders total peace of mind that their money is in safe hands.

Are There Any Drawbacks?

The balance transfer interest rate isn’t the best currently available (3.99% p.a.), which may put off those of you looking to switch credit card providers and pay off old debt without having to pay interest on top. There’s also no introductory offer on purchases. The annual fee, at $89 p.a., is a drawback, but it’s low enough to be inconsequential for most people.

Who Would be Suited?

The St.George Platinum credit card is perfect for those of you who are looking for a card that offers high levels of purchase protection, but don’t want to pay through the roof for the privilege. It does come with an annual management fee, which means that it may not suit everyone, especially if you don’t spend regularly enough to justify the cost.

Who is Eligible?

Unlike other platinum cards on the market, this card doesn’t require account holders to be earning 6 figures a year! So long as you’re over 18 and have an income, then you are eligible to apply. Your credit limit will obviously depend on your own personal financial circumstances and your credit rating.

Conclusion

The St.George Platinum credit card is excellent value for money. If you want to take advantage of some excellent benefits without having to pay extortionate management fees or interest rates to do so, then sign up now!