Compare Rewards Credit Cards

There is no shortage of Australian rewards cards including cash back, shopping vouchers, gift cards, merchandise and gifts to choose from, frequent flyer points which can be redeemed when booking flights and more. However, you need to be aware that the annual fees and interest rates are usually above average.

However, rewards cards offer some really fantastic benefits, which is why they appeal to so many. In order for your application to be approved you will need to be at least 18 years old, have a very good credit history and a higher than average income. You’ll also need to spend a considerable amount on the card and pay off any balance in full every month, otherwise the rewards will be outweighed by the amount of interest charged. If you meet these criteria, then a reward card may be just what you’ve been looking for.

Image Name Annual Fee Balance Transfer Rate Balance Transfer Rate Period Purchase Rate Apply
American Express Platinum Moneyback Credit Card
Unlimited MoneyBack for all purchases
$99 - - 19.99% p.a.

American Express Platinum Card
Membership Rewards Ascent
$900 - - 19.99% p.a.

American Express Blue Sky Credit Card
Earn 1 Blue Sky point per $1 spent
$0 - - 19.99%

American Express Qantas Premium Credit Card
$1 = 1.25 Qantas Frequent Flyer Points
$249 - - 20.49% p.a.

Woolworths Everyday Money Credit Card
$1 Spent = 3 Reward Points. No annual fee for 1st year.
$0 0% p.a. 6 months 19.49% p.a.

Citibank Emirates Credit Card
$1 Spent = 3 Skywards Miles
$229 1.9% p.a. 12 months 20.74% p.a.

Citibank Platinum Card
Receive 20,000 Points
$250 3.9% p.a. Life 20.74% p.a.

ANZ Balance Visa Card
Choose Balance Transfer for 6 months or 12 months
$79 0% p.a. 6 months 14.24% p.a.

Citibank Silver Card
Free Purchase Cover Insurance
$89 2.9% p.a. 12 months 20.74% p.a.

BP-Citibank Credit Card
Save on Petrol. Cash Back Credit Card
$79 1.9% p.a. 12 months 20.89% p.a.

HSBC Gold Credit Card
Complimentary travel insurance & Rewards
$89 0% .p.a. 6 months 19.50% p.a.

Citibank Clear Platinum Credit Card
Platinum Card Rewards. Low Interest Rate & Balance Transfer.
$49 0% p.a. 6 months 11.49% p.a.

CUA Gold Rewards MasterCard Credit Card
Earn Shopping Rewards Points
$85 2.9% p.a. 9 months 19.24% p.a.

IMB Gold Rewards MasterCard
Earn 1 Rewards Point per $1 spent
$99 2.9% p.a. 9 months 19.24% p.a.

American Express David Jones Credit Card
Receive $100 David Jones Gift Card
$99 - - 18.99% p.a.

American Express Gold Ascent Credit Card
7 Airline Rewards Partners
$0 - - 20.49% p.a.

American Express Gold Business Card
No Annual Fee for 1st Year.
$0 - - -

ANZ Gold Visa Card
Overseas Travel and Medical Insurance
$87 7.99% p.a. 6 months 18.99% p.a.

Suncorp Platinum Card
Balance transfer for life. Option earn Qantas points.
$205 3.9% p.a. Life 19.99% p.a.

Suncorp Plus Credit Card
Complimentary Rewards Program
$63 1.9% p.a. 12 months 19.99% p.a.

Westpac Altitude Credit Card
No points capping or expiry
$100 3.99% p.a. 6 months 19.64% p.a.

Westpac Altitude Gold Credit Card
Receive 10,000 Bonus Altitude points
$150 3.99% p.a. 6 months 19.64% p.a.

Westpac Altitude Platinum Credit Card
3 Altitude Points per $1 Spent
$295 3.99% p.a. 6 months 19.64% p.a.

Westpac Earth Credit Card
Earn 1 Qantas Frequent Flyer Point per $1 Spent
$75 0.99% p.a. 6 months 19.64% p.a.

Westpac Earth Platinum Credit Card
$1 = 1.5 Qantas Frequent Flyer Points (Amex)
$250 0.99% p.a. 6 months 19.64% p.a.